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Teacher Take Home Pay

From 1 September 2026

U3 teacher pay 2026/27

A teacher on U3 in most of England earns £52,835 a year — about £3,128 a month after pension, tax and National Insurance.

Take-home

£3,128

a month

Salary

£52,835

a year, before deductions

Before deductions

£4,403

a month

Work out my exact U3 pay

Where your U3 pay goes

U3 monthly pay breakdown
Each monthAmount
Pay before deductions£4,403
Teachers' Pension (9.9%)−£436
Income tax−£584
National Insurance−£256
Take-home£3,128

Your school also pays about £1,263 a month into your pension on top. Figures use tax code 1257L and 2026/27 tax rates.

U3 pay in London

U3 pay by area
AreaSalaryTake-home a month
Rest of England£52,835£3,128
London Fringe£54,328£3,215
Outer London£58,120£3,384
Inner London£64,684£3,667

Part-time on U3

U3 part-time pay
Days a weekSalaryTake-home a month
4 days (80%)£42,268£2,579
3 days (60%)£31,701£2,039
2.5 days (50%)£26,418£1,748
2 days (40%)£21,134£1,457

Part-time teachers often pay a lower pension rate, so take-home doesn't drop as much as salary.

With a student loan

U3 take-home with a student loan
LoanRepayment a monthTake-home a month
No loan£0£3,128
Plan 2£176£2,952
Plan 5£209£2,919

How U3 pay is changing

U3 pay by year
YearSalaryTake-home a month
2025/26£51,048£3,023
2026/27 (now)£52,835£3,128
From Sept 2027 (+3%)about £54,421about £3,220

The 3.5% rise from 1 September 2026 adds £1,787 a year to U3. Read what the 3.5% pay award means.

About U3

U3 is the top of the upper pay range — the highest classroom teacher pay point outside leadership.

See every teacher pay point

U3 pay questions

How much is U3 a month after tax?

On U3 outside London you earn £52,835 a year, which is £4,403 a month before deductions. After the Teachers' Pension (9.9%), income tax and National Insurance you take home about £3,128 a month — or £2,952 if you also repay a Plan 2 student loan.

How much is U3 in London?

From 1 September 2026, U3 is £54,328 in London Fringe, £58,120 in Outer London, £64,684 in Inner London.

How much did U3 go up by in 2026?

U3 rose by 3.5%, from £51,048 to £52,835 a year outside London — about £104 a month more in take-home pay. A further 3% rise has been agreed from 1 September 2027.

Do academies pay the same?

Academies don’t have to follow the national pay scales, but most use them or something very close. Check your contract or ask your HR team.