Articles
Teacher pay guides for England & Wales
Plain-English guides to teacher pay, pensions, and mortgages — written by a teacher.
Teacher Take-Home Pay by Scale Point in 2025/26
Worked examples for M1, M3, M6, U1 and U3 showing exactly what lands in your account each month after TPS pension, tax and NI — September 2025 pay scales.
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Teachers' Pension Scheme: What You Contribute and What You Get
The TPS explained clearly — contribution tiers, what you build up each year, the 28.68% employer contribution, and why it remains one of the best pensions available to teachers in England and Wales.
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The 4% Teacher Pay Award 2025: What It Actually Meant for Your Pay Packet
The STRB recommended 4% for 2025/26, effective September 2025. After TPS pension, tax and NI, how much extra did it actually put in your account each month?
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Buying a Home as a Teacher: How Your TPS Pension Affects Your Mortgage
Teachers have stable, pensionable employment that lenders view favourably — but the TPS can complicate affordability calculations. Here is what to know.
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