About Teacher Take Home Pay Calculator
teachertakehomepay.co.uk is a free calculator and information resource for teachers in England and Wales.
What this site does
The calculator helps teachers work out what they will actually take home after income tax, National Insurance, and Teachers' Pension Scheme contributions. It covers all STPCD scale points — Main Pay Range through to Upper Pay Range — across all four regional pay areas, using the September 2025 pay scales.
We also publish plain-English guides on teacher pay, pensions, and related topics — written by a teacher, for teachers, without the jargon.
Who runs it
This site is run by Michelle, a teacher in England. The guides are written from firsthand experience of navigating teacher pay, the TPS, and the questions colleagues ask every September when the new scales land.
This site is independent. We are not affiliated with the Department for Education (DfE), NEU, NASUWT, any other union, or any school or academy trust.
Contact: teachertakehomepay@gmail.com
Disclaimer
All figures produced by this calculator are estimates for guidance only. They are based on standard assumptions:
- Tax code 1257L (standard personal allowance)
- No other income or deductions
- 2026/27 HMRC tax rates
- TPS contribution rates as published (effective April 2026)
- England and Wales STPCD pay scales only
- Maintained schools — academy schools may use different pay scales
Your actual take-home will differ if you have a non-standard tax code, other income, additional deductions, or are subject to Scottish income tax rates.
This is not financial, tax, or pension advice.If you need advice about your specific circumstances, speak to a qualified financial adviser or your union's pension team.
Privacy
The calculator runs entirely in your browser. No personal data — salary, name, or anything else — is transmitted to our servers or stored anywhere.
This site uses Google Analytics and Google AdSense, which set cookies and collect anonymised usage data. You can block these by using an ad blocker or browser privacy settings. We do not pass any personally identifiable information to third parties.
Email marketing: If you subscribe to pay award notifications, we store your email address and consent timestamp using Resend (resend.com). We will only email you about teacher pay updates. You can unsubscribe at any time using the link in any email. We never sell or share your email address. You can request deletion of your data by emailing teachertakehomepay@gmail.com.
Affiliate links (for mortgage services) are clearly labelled. If you click one and make a purchase, we may receive a commission. This does not affect the price you pay.
Corrections
If you spot an error in any figure or calculation, please email us. We aim to keep all figures current and accurate. Pay scales are updated following each annual STPCD publication.