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Teacher Take Home Pay

From 1 September 2026

U1 teacher pay 2026/27

A teacher on U1 in most of England earns £49,134 a year — about £2,917 a month after pension, tax and National Insurance.

Take-home

£2,917

a month

Salary

£49,134

a year, before deductions

Before deductions

£4,095

a month

Work out my exact U1 pay

Where your U1 pay goes

U1 monthly pay breakdown
Each monthAmount
Pay before deductions£4,095
Teachers' Pension (9.9%)−£405
Income tax−£528
National Insurance−£244
Take-home£2,917

Your school also pays about £1,174 a month into your pension on top. Figures use tax code 1257L and 2026/27 tax rates.

U1 pay in London

U1 pay by area
AreaSalaryTake-home a month
Rest of England£49,134£2,917
London Fringe£50,625£2,998
Outer London£54,047£3,198
Inner London£59,650£3,450

Part-time on U1

U1 part-time pay
Days a weekSalaryTake-home a month
4 days (80%)£39,307£2,419
3 days (60%)£29,480£1,917
2.5 days (50%)£24,567£1,646
2 days (40%)£19,654£1,376

Part-time teachers often pay a lower pension rate, so take-home doesn't drop as much as salary.

With a student loan

U1 take-home with a student loan
LoanRepayment a monthTake-home a month
No loan£0£2,917
Plan 2£148£2,769
Plan 5£181£2,736

How U1 pay is changing

U1 pay by year
YearSalaryTake-home a month
2025/26£47,472£2,860
2026/27 (now)£49,134£2,917
From Sept 2027 (+3%)about £50,609about £2,998

The 3.5% rise from 1 September 2026 adds £1,662 a year to U1. Read what the 3.5% pay award means.

About U1

U1 is the first point of the upper pay range, for experienced teachers who apply and meet their school’s criteria.

See every teacher pay point

U1 pay questions

How much is U1 a month after tax?

On U1 outside London you earn £49,134 a year, which is £4,095 a month before deductions. After the Teachers' Pension (9.9%), income tax and National Insurance you take home about £2,917 a month — or £2,769 if you also repay a Plan 2 student loan.

How much is U1 in London?

From 1 September 2026, U1 is £50,625 in London Fringe, £54,047 in Outer London, £59,650 in Inner London.

How much did U1 go up by in 2026?

U1 rose by 3.5%, from £47,472 to £49,134 a year outside London — about £57 a month more in take-home pay. A further 3% rise has been agreed from 1 September 2027.

Do academies pay the same?

Academies don’t have to follow the national pay scales, but most use them or something very close. Check your contract or ask your HR team.