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Teacher Take Home Pay

From 1 September 2026

M2 teacher pay 2026/27

A teacher on M2 in most of England earns £36,042 a year — about £2,278 a month after pension, tax and National Insurance.

Take-home

£2,278

a month

Salary

£36,042

a year, before deductions

Before deductions

£3,004

a month

Work out my exact M2 pay

Where your M2 pay goes

M2 monthly pay breakdown
Each monthAmount
Pay before deductions£3,004
Teachers' Pension (7.4%)−£222
Income tax−£347
National Insurance−£156
Take-home£2,278

Your school also pays about £861 a month into your pension on top. Figures use tax code 1257L and 2026/27 tax rates.

M2 pay in London

M2 pay by area
AreaSalaryTake-home a month
Rest of England£36,042£2,278
London Fringe£37,647£2,329
Outer London£41,246£2,523
Inner London£43,713£2,657

Part-time on M2

M2 part-time pay
Days a weekSalaryTake-home a month
4 days (80%)£28,834£1,881
3 days (60%)£21,625£1,484
2.5 days (50%)£18,021£1,286
2 days (40%)£14,417£1,087

Part-time teachers often pay a lower pension rate, so take-home doesn't drop as much as salary.

With a student loan

M2 take-home with a student loan
LoanRepayment a monthTake-home a month
No loan£0£2,278
Plan 2£50£2,228
Plan 5£83£2,195

How M2 pay is changing

M2 pay by year
YearSalaryTake-home a month
2025/26£34,823£2,211
2026/27 (now)£36,042£2,278
From Sept 2027 (+3%)about £37,124about £2,300

The 3.5% rise from 1 September 2026 adds £1,219 a year to M2. Read what the 3.5% pay award means.

About M2

M2 is on the main pay range, usually reached after 1 years of successful appraisals.

See every teacher pay point

M2 pay questions

How much is M2 a month after tax?

On M2 outside London you earn £36,042 a year, which is £3,004 a month before deductions. After the Teachers' Pension (7.4%), income tax and National Insurance you take home about £2,278 a month — or £2,228 if you also repay a Plan 2 student loan.

How much is M2 in London?

From 1 September 2026, M2 is £37,647 in London Fringe, £41,246 in Outer London, £43,713 in Inner London.

How much did M2 go up by in 2026?

M2 rose by 3.5%, from £34,823 to £36,042 a year outside London — about £67 a month more in take-home pay. A further 3% rise has been agreed from 1 September 2027.

Do academies pay the same?

Academies don’t have to follow the national pay scales, but most use them or something very close. Check your contract or ask your HR team.